Nowadays, it is very hard to trust people that you do not know who really they are. Some people are just pretending that they are good people, but they are using you and they borrow money without paying the amount. That is why there are many collection agencies that willing to give a helping hand. They can collect all the money and give it back to you without delay. They are expert when it comes to debt collection. No need for you to worry, just wait and I am sure your money will be back.